Browsing Category: "Financial Press Release"

Marriage Counseling Team Offers Best Advice on Love & Money During Economic Crisis

Thursday, October 9th, 2008 | Financial Press Release

New Book Polls 50,000 American Couples for Keys to Happy Marriage

(Vocus/PRWEB ) September 30, 2008 -- Money problems are now second only to infidelity as a cause of divorce. So can a rocky marriage - even a healthy one - survive the economic downturn? The Minneapolis team of Olson, Olson-Sigg and Larson, Ph.D psychologists with decades of marital counseling experience and authors of the new book ''The Couple Checkup,'' believe they have found the secrets behind the happy marriage.

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The trio analyzed data and feedback from 50,000 American couples. Based on their marital satisfaction, the team separated happy couples from unhappy couples and determined what makes each so different. The trio discovered that conflicts over money and finances have never been more heated and threatening - with many couples reporting it is their sole source of marital stress.

Even in good times, money is a major source of conflict and a multilayered problem for couples. When times are tough, when jobs are difficult to find and food and gas prices continue to shock, a couple's happiness is at risk.

The groundbreaking study of American relationships - what makes them healthy and what makes them break - is published in the team's just released book ''The Couple Checkup.'' Happy married couples weigh in on how to make major purchases stress-free, how to fight fair and how to forget about money troubles (if even for an evening).

The project was headed by renowned Minneapolis psychologist and Professor Emeritus at the University of Minnesota, Dr. David Olson. Founder of PREPARE/ENRICH, the internationally used couple assessment program, Dr. Olson has over thirty years in the field of marriage counseling and family.

The media has sought the advice of financial experts on how to cope with the economy - but few have sought the advice of marriage counselors to gauge the marital impact. The Minneapolis team can offer solid, real life solutions to keeping a marriage healthy amid economic turmoil.

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Don’t Deny Those in Shared Ownership Schemes PPI

Thursday, October 9th, 2008 | Financial Press Release

News that nearly 700,000 people are on waiting lists for affordable housing in rural England underlines the importance of not only building and making available more homes for an increasing number unable to get on the property ladder, but serves as a reminder to insurers that they must offer products to help those in shared ownership schemes keep their long-awaited homes, says PPI lobbyist Sara-Ann Burgess from Burgesses.

Braintree, Essex (PRWEB) September 30, 2008 -- News that nearly 700,000 people are on waiting lists for affordable housing in rural England underlines the importance of not only building and making available more homes for an increasing number unable to get on the property ladder, but serves as a reminder to insurers that they must offer products to help those in shared ownership schemes keep their long-awaited homes, says PPI lobbyist Sara-Ann Burgess from Burgesses.

Sara-Ann Burgess, MD Burgesses
Sara-Ann Burgess, MD Burgesses

She comments: "We've heard this week that over the last five years, the number of people waiting for an affordable home in country areas has risen by 37% - up from 507,757 in 2003 to 695,735 last year. In certain areas, around 11% of the local population are on a waiting list for affordable homes and it's reported that some people would have to borrow up to 24 times their annual income to get a mortgage.

"It's no surprise to find demand for part-buy and part-rent schemes spiralling out of control and the Government must move quickly to address this. However, what worries me is that when more properties are available and people move into their homes, they have very little in the way of Payment Protection Insurance to protect their financial commitments and payout should accident, sickness or unemployment occur."

Only one independent provider, British Insurance, offers Mortgage Payment Protection Insurance for households involved in shared ownership schemes and with the dynamics of the home ownership market dramatically changing, there are calls for other insurers to follow suit and become more socially responsible.

Sara-Ann continues: "We know more people are opting for and waiting for the opportunity to take part in shared ownership schemes, so insurers must recognise this and introduce products that meet their needs. Those with fewer savings, who are often more financially vulnerable, should have access to products that will help them keep their homes should they lose their jobs."

According to the National Housing Federation, 70,000 new affordable homes are needed in England each year to meet existing and future requirements. The NHF, in conjunction with the Campaign to Protect Rural England, recently launched a Charter - Save Rural England, Build Affordable Houses - to kick-start the Government into more proactively addressing the needs of those on lower incomes in rural areas who will never be able to meet the lending criteria for mortgages.

Sara-Ann concludes: "As well as a Charter to ensure all areas of the UK have access to more affordable housing, I'd like to see a Charter that ensures all householders across the UK have access to a wider range of Payment Protection Insurance products. In the same way, those in rural areas are being denied access to affordable homes; those in shared ownership schemes are being denied access to a financial safety net."

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Home and Bedroom and 5 Minutes for Mom Begin “Win a New Children’s Bedroom Set” Photo Contest

Thursday, October 9th, 2008 | Financial Press Release

Home and Bedroom and 5 Minutes for Mom are sponsoring a "Win a New Bedroom Set for Your Sleeping Angel" photo contest. Parents, get your cameras ready. An angelic photo of your little ones could have them sleeping like innocent cherubs every night.

Houston, TX (PRWEB) October 1, 2008 -- Home and Bedroom, a leader in online discount bedroom furniture, and 5 Minutes for Mom, a top rated Moms Blog, are giving parents an opportunity to win a Free Children's Bedroom Set with a photo contest. Parents can win by submitting their photos that show just how angelic their little ones look when they are sleeping.

They may not always act like angels, but kids sure look like angels when they're sleeping. The "Win a New Bedroom Set for Your Sleeping Angel" giveaway runs until the end of the month. The parents who submit the winning photograph, as judged by the 5 Minutes for Mom readership, will walk away with their choice of one of two South Shore Furniture Bedroom Sets (valued at approximately $720). Parents who would like to check out the South Shore bedroom sets that are up for grabs can do so online at Home and Bedroom's Blog. Contest rules can be found at 5 Minutes for Mom.

"The rules of the photo contest are simple," says Home and Bedroom spokesman Ben Weissman. "The contest will start on September 30th when entrants can begin posting their photos of their sleeping little ones on their own blog with a link back to the contest and a link to Home and Bedroom. They then leave a comment with their photo's URL on the 5 Minutes for Mom blog. The submission period will last for two weeks from now until October 13th. On October 15th, the finalists will be posted on 5 Minutes for Mom and their readers will be given until 3 PM, October 29th to vote for the winner."

On the evening of October 29th the winner will be posted on both the 5 Minutes for Mom and Home and Bedroom Blogs and the prizes awarded. The photographer of the picture that receives the most votes will be entitled to a choice of one of two South Shore Furniture Kids Bedroom Sets: the Lily Rose or Summer Breeze Bookcase Bedroom Set complete with bed, bookcase headboard, dresser and nightstand.

Dedicated to offering beautiful furniture at affordable prices and always looking to help families get the most for their furniture dollars, Home and Bedroom prides itself on providing it's customers with the highest quality furniture at affordable prices. They carry Kids Bedroom Furniture by manufacturers such as Fashion Bed Group, Hillsdale Furniture, Prepac and South Shore Furniture. Home and Bedroom strives to give each of its purchasers the personalized attention they would receive if they were the only customer.

5 Minutes for Mom has earned a mention in the "Wall Street Journal" as one of the top parenting blogs. The blog's mission is to provide Mothers with an essential go-to site where they can find the best in blogging, shopping, parenting and entertainment online. In 2006, 5 Minutes for Mom was one of the first mom blogs to expand online product reviews into comment-generated giveaways. Today, the popularity of such contests has propelled the site to the top of the blogosphere. It's no wonder that Home and Bedroom decided to join forces with 5 Minutes for Mom to collaborate on the "Win a New Childs Bedroom Set for Your Sleeping Angels" contest.

Established in 1940, South Shore Furniture is a recognized leader in North American furniture manufacturing. The design and construction of its furniture centers on the functionality, design and pricing needs expressed by consumers and vendors in today's North American market. The company's reputation for providing today's families with quality and excellent craftsmanship at affordable prices perfectly aligns with both Home and Bedroom and 5 Minutes for Mom's missions.

You can see the full line of South Shore Furniture and other great manufacturers by visiting Home and Bedroom online at www.home-and-bedroom.com.

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