New Book Polls 50,000 American Couples for Keys to Happy Marriage
The trio analyzed data and feedback from 50,000 American couples. Based on their marital satisfaction, the team separated happy couples from unhappy couples and determined what makes each so different. The trio discovered that conflicts over money and finances have never been more heated and threatening - with many couples reporting it is their sole source of marital stress.
Even in good times, money is a major source of conflict and a multilayered problem for couples. When times are tough, when jobs are difficult to find and food and gas prices continue to shock, a couple's happiness is at risk.
The groundbreaking study of American relationships - what makes them healthy and what makes them break - is published in the team's just released book ''
The project was headed by renowned Minneapolis psychologist and Professor Emeritus at the University of Minnesota, Dr. David Olson. Founder of
The media has sought the advice of financial experts on how to cope with the economy - but few have sought the advice of marriage counselors to gauge the marital impact. The Minneapolis team can offer solid, real life solutions to keeping a marriage healthy amid economic turmoil.
News that nearly 700,000 people are on waiting lists for affordable housing in rural England underlines the importance of not only building and making available more homes for an increasing number unable to get on the property ladder, but serves as a reminder to insurers that they must offer products to help those in shared ownership schemes keep their long-awaited homes, says PPI lobbyist Sara-Ann Burgess from Burgesses.
Braintree, Essex (
She comments: "We've heard this week that over the last five years, the number of people waiting for an affordable home in country areas has risen by 37% - up from 507,757 in 2003 to 695,735 last year. In certain areas, around 11% of the local population are on a waiting list for affordable homes and it's reported that some people would have to borrow up to 24 times their annual income to get a mortgage.
"It's no surprise to find demand for part-buy and part-rent schemes spiralling out of control and the Government must move quickly to address this. However, what worries me is that when more properties are available and people move into their homes, they have very little in the way of Payment Protection Insurance to protect their financial commitments and payout should accident, sickness or unemployment occur."
Only one independent provider, British Insurance, offers
Sara-Ann continues: "We know more people are opting for and waiting for the opportunity to take part in shared ownership schemes, so insurers must recognise this and introduce products that meet their needs. Those with fewer savings, who are often more financially vulnerable, should have access to products that will help them keep their homes should they lose their jobs."
According to the National Housing Federation, 70,000 new affordable homes are needed in England each year to meet existing and future requirements. The NHF, in conjunction with the Campaign to Protect Rural England, recently launched a Charter - Save Rural England, Build Affordable Houses - to kick-start the Government into more proactively addressing the needs of those on lower incomes in rural areas who will never be able to meet the lending criteria for mortgages.
Sara-Ann concludes: "As well as a Charter to ensure all areas of the UK have access to more affordable housing, I'd like to see a Charter that ensures all householders across the UK have access to a wider range of Payment Protection Insurance products. In the same way, those in rural areas are being denied access to affordable homes; those in shared ownership schemes are being denied access to a financial safety net."
Home and Bedroom and 5 Minutes for Mom are sponsoring a "Win a New Bedroom Set for Your Sleeping Angel" photo contest. Parents, get your cameras ready. An angelic photo of your little ones could have them sleeping like innocent cherubs every night.
Houston, TX (
They may not always act like angels, but kids sure look like angels when they're sleeping. The "Win a New Bedroom Set for Your Sleeping Angel" giveaway runs until the end of the month. The parents who submit the winning photograph, as judged by the 5 Minutes for Mom readership, will walk away with their choice of one of two South Shore Furniture Bedroom Sets (valued at approximately $720). Parents who would like to check out the South Shore bedroom sets that are up for grabs can do so online at
"The rules of the photo contest are simple," says Home and Bedroom spokesman Ben Weissman. "The contest will start on September 30th when entrants can begin posting their photos of their sleeping little ones on their own blog with a link back to the contest and a link to Home and Bedroom. They then leave a comment with their photo's URL on the 5 Minutes for Mom blog. The submission period will last for two weeks from now until October 13th. On October 15th, the finalists will be posted on 5 Minutes for Mom and their readers will be given until 3 PM, October 29th to vote for the winner."
On the evening of October 29th the winner will be posted on both the 5 Minutes for Mom and Home and Bedroom Blogs and the prizes awarded. The photographer of the picture that receives the most votes will be entitled to a choice of one of two South Shore Furniture Kids Bedroom Sets: the Lily Rose or Summer Breeze Bookcase Bedroom Set complete with bed, bookcase headboard, dresser and nightstand.
Dedicated to offering beautiful furniture at affordable prices and always looking to help families get the most for their furniture dollars, Home and Bedroom prides itself on providing it's customers with the highest quality furniture at affordable prices. They carry
5 Minutes for Mom has earned a mention in the "Wall Street Journal" as one of the top parenting blogs. The blog's mission is to provide Mothers with an essential go-to site where they can find the best in blogging, shopping, parenting and entertainment online. In 2006, 5 Minutes for Mom was one of the first mom blogs to expand online product reviews into comment-generated giveaways. Today, the popularity of such contests has propelled the site to the top of the blogosphere. It's no wonder that Home and Bedroom decided to join forces with 5 Minutes for Mom to collaborate on the "Win a New Childs Bedroom Set for Your Sleeping Angels" contest.
Established in 1940,
You can see the full line of South Shore Furniture and other great manufacturers by visiting Home and Bedroom online at