Browsing Category: "Financial Press Release"

Home and Bedroom and 5 Minutes for Mom Begin “Win a New Children’s Bedroom Set” Photo Contest

Thursday, October 9th, 2008 | Financial Press Release

Home and Bedroom and 5 Minutes for Mom are sponsoring a "Win a New Bedroom Set for Your Sleeping Angel" photo contest. Parents, get your cameras ready. An angelic photo of your little ones could have them sleeping like innocent cherubs every night.

Houston, TX (PRWEB) October 1, 2008 -- Home and Bedroom, a leader in online discount bedroom furniture, and 5 Minutes for Mom, a top rated Moms Blog, are giving parents an opportunity to win a Free Children's Bedroom Set with a photo contest. Parents can win by submitting their photos that show just how angelic their little ones look when they are sleeping.

They may not always act like angels, but kids sure look like angels when they're sleeping. The "Win a New Bedroom Set for Your Sleeping Angel" giveaway runs until the end of the month. The parents who submit the winning photograph, as judged by the 5 Minutes for Mom readership, will walk away with their choice of one of two South Shore Furniture Bedroom Sets (valued at approximately $720). Parents who would like to check out the South Shore bedroom sets that are up for grabs can do so online at Home and Bedroom's Blog. Contest rules can be found at 5 Minutes for Mom.

"The rules of the photo contest are simple," says Home and Bedroom spokesman Ben Weissman. "The contest will start on September 30th when entrants can begin posting their photos of their sleeping little ones on their own blog with a link back to the contest and a link to Home and Bedroom. They then leave a comment with their photo's URL on the 5 Minutes for Mom blog. The submission period will last for two weeks from now until October 13th. On October 15th, the finalists will be posted on 5 Minutes for Mom and their readers will be given until 3 PM, October 29th to vote for the winner."

On the evening of October 29th the winner will be posted on both the 5 Minutes for Mom and Home and Bedroom Blogs and the prizes awarded. The photographer of the picture that receives the most votes will be entitled to a choice of one of two South Shore Furniture Kids Bedroom Sets: the Lily Rose or Summer Breeze Bookcase Bedroom Set complete with bed, bookcase headboard, dresser and nightstand.

Dedicated to offering beautiful furniture at affordable prices and always looking to help families get the most for their furniture dollars, Home and Bedroom prides itself on providing it's customers with the highest quality furniture at affordable prices. They carry Kids Bedroom Furniture by manufacturers such as Fashion Bed Group, Hillsdale Furniture, Prepac and South Shore Furniture. Home and Bedroom strives to give each of its purchasers the personalized attention they would receive if they were the only customer.

5 Minutes for Mom has earned a mention in the "Wall Street Journal" as one of the top parenting blogs. The blog's mission is to provide Mothers with an essential go-to site where they can find the best in blogging, shopping, parenting and entertainment online. In 2006, 5 Minutes for Mom was one of the first mom blogs to expand online product reviews into comment-generated giveaways. Today, the popularity of such contests has propelled the site to the top of the blogosphere. It's no wonder that Home and Bedroom decided to join forces with 5 Minutes for Mom to collaborate on the "Win a New Childs Bedroom Set for Your Sleeping Angels" contest.

Established in 1940, South Shore Furniture is a recognized leader in North American furniture manufacturing. The design and construction of its furniture centers on the functionality, design and pricing needs expressed by consumers and vendors in today's North American market. The company's reputation for providing today's families with quality and excellent craftsmanship at affordable prices perfectly aligns with both Home and Bedroom and 5 Minutes for Mom's missions.

You can see the full line of South Shore Furniture and other great manufacturers by visiting Home and Bedroom online at


Self-Directed IRA Investors Stay the Course Despite Volatile Market

Thursday, October 9th, 2008 | Financial Press Release

In a sampling of self-directed IRA holders, Guidant Financial Group discovered that 86% had not made any major changes to their investment portfolios due to the current mortgage crisis.

Bellevue, WA (Vocus/PRWEB ) September 30, 2008 -- In a sampling of self-directed IRA holders, Guidant Financial Group discovered that 86% had not made any major changes to their investment portfolios due to the current mortgage crisis. The majority of survey respondents, all users of Guidant's self-directed IRA with checkbook control, indicated they were involved in long-term investing and broad diversification of assets.

"On the surface, this percentage seems unusually high, especially in light of the floundering housing market," says Guidant's CEO David Nilssen, who points out that many of Guidant's clients are still investing their IRA funds in real estate. "However, we've seen that those who roll funds into a self-directed IRA are particularly cautious investors seeking ways to lessen risk."

According to Nilssen, Guidant's clients can use the company's self-directed IRA vehicle to invest their retirement funds into both traditional and non-traditional assets, and this ability to diversify their portfolio has helped them avoid the downside of volatile securities and housing markets.

"Many of these account holders had already diversified their investments in order to avoid the dangers of betting all their money on one 'horse,' says Nilssen. "So when the housing bust hit, they were already in pretty secure positions, especially since their real estate assets were primarily long-term investments."

About Guidant Financial Group

Guidant Financial Group is the premier provider of self-directed IRAs and business-funding solutions through IRAs and 401(k)s. Guidant's services allow investors the freedom to make investments in real estate, franchises, businesses, tax liens and more by accessing their retirement accounts without penalty before retirement age. For more information on Self-directed IRAs or Small Business Financing please visit

Contact: Katie Lawrence
Phone: 888.472.4455 ext. 3212
Mobile: 425.829.0772


New Book Offers Critical Advice to Homeowners in Mortgage Default

Thursday, October 9th, 2008 | Financial Press Release

Proven step-by-step strategy for preventing foreclosure, negotiating with lenders, and rebuilding credit is featured in new book The American Nightmare. FREE downloadable excerpts from the book now available at

Washington, D.C. (PRWEB) October 1, 2008 -- A new book offers a lifeline to homeowners unable to make their mortgage payments. Authored by veteran housing counselors, Sylvia Alvarez and Walter Walker Jr., the book, titled The American Nightmare, offers distressed homeowners valuable tips to help avoid, survive and overcome foreclosure. Readers will learn about the most common reasons why people end up in foreclosure, the lender's perspective in the foreclosure equation and what homeowners can do to negotiate a favorable outcome. Published in partnership with the National Association of Hispanic Real Estate Professionals (NAHREP), FREE downloadable excerpts from The American Nightmare are available in English and Spanish. A link is also provided to purchase the book for $14.95.

Strategies Preventing, Surviving and Overcoming Foreclosure
The American Nightmare Book: Strategies Preventing, Surviving and Overcoming Foreclosure

The authors offer clear, practical advice to distressed homeowners in mortgage default, including:

- Benefits of contacting your lender as soon as there is a problem;
- Information to have ready when placing a distress call to lenders;
- Special assistance available homeowners with FHA-insured loans;
- Advantages of consulting a HUD-certified housing counselor;
- How to prioritize your debts;
- The importance of preserving good credit when funds for payments start running short;
- Tips for exploring workout solutions with a lender;
- Resources for finding a qualified real estate agent when selling a home;
- What to do when lenders don't respond;
- Warning signs of predatory lenders and how to report them.

"It's important for distressed homeowners to realize that lenders want to help borrowers keep their homes," says Rebecca Gallardo-Serrano, Chairman of NAHREP. "The American Nightmare authors are encouraging open communication between homeowners and lenders while helping to avoid the pitfalls that can lead to further financial and personal damages."

The National Association of Hispanic Real Estate Professionals, a non-profit 501c6 trade association, is dedicated to increasing the homeownership rate among Latinos by educating and empowering the real estate professionals that serve them. Based in Washington D.C., NAHREP is the premier trade organization for Hispanics and has more than 15,500 members in 48 states and 62 affiliate chapters.