Texas Mortgage and Refinance, an experienced mortgage brokerage firm, launched its new company website in July of this year
Dallas, Texas (
Texas Mortgage and Refinance offers Texans the opportunity to find
Texas Mortgage and Refinance also specializes in Dallas mortgage loan refinancing. Analyzing recent market trends for a falling Dallas mortgage rate, Texas Mortgage and Refinance leverages that knowledge of interest rates into Dallas, Texas mortgage restructuring so that home owners can save money over the life of their home loans.
Debt consolidation can also occur at the same time a client refinances their Dallas home loans with an experienced Dallas mortgage broker at Texas Mortgage and Refinance. Faced with a money crunch caused by the overuse of credit cards, homeowners look to Texas Mortgage and Refinance for their high level of customer service in producing refinance options that allows them to take equity out of their homes and use it to pay down credit card and other debt. The expertise that the brokers at Texas Mortgage and Refinance bring to this task is highly valued by their satisfied customers.
The high level of customer service that one receives in person is equally applied to the online applications received by Texas Mortgage and Refinance. Offering the lowest rates for
About Texas Mortgage and Refinance:
Texas Mortgage and Refinance is a Dallas, Texas mortgage lender offering the lowest interest rates in Texas and serving the greater Texas area. They offer home loans, refinancing and debt consolidation.
Beacham Authors New "Money Savvy Grands" Advice Column for Grandparents. Grandparents are hungry for the opportunity to teach their grandchildren about money. Why? "They want to do a better job with their grandchildren than they did with their own children," states financial literacy expert and award-winning columnist
Lake Bluff, IL (
To help grandparents talk to their grandchildren about money, Beacham launched a new column this week,
Beacham, who leads grandparent workshops, regularly sees how much grandparents want to give their grandchildren financial literacy tools as gifts or to give to their own children to make the choice. "Grandparents are in a unique position when it comes to their grandchildren,” notes Beacham. “They don’t want to critique the parents’ style of parenting; rather they want to support it. Money education is a great place to interject that support. Grandparents have the experience and the time, and parents are happy to get the extra help."
Beacham grew up with her grandmother and understands the power a grandparent has when delivering a message. "Grandparents are unconditional when they educate their grandchildren. It makes the message easier to embrace," says Beacham.
Susan Beacham is the founder of
SilverVixens.com is the vision of Bonnie Price, Founder of Silver Vixen Enterprises, LLC, to combine her enjoyment of this stage of life and her delight in meeting and connecting fun, interesting women. Bonnie is the "After 55" columnist and blogger for WomenEntrepreneur.com. She is also the author and leader of the acclaimed workshop IT'S REINVENTION, helping women proactively plan the next phase of their lives.
Borrowers must not fall in to the trap of believing the recently announced changes to Income Support for Mortgage Interest (ISMI) payments mean they have nothing to worry about.
Braintree, Essex (
Last week Stephen Timms, minister for welfare reform, announced that ISMI benefit would, from next April, be available after 13 weeks and not 39 weeks as is currently the situation.
At the moment, the benefit is only paid on the interest on loans up to £100,000, thereafter no support is given. Timms also announced that this would change from next April and that the upper limit for the benefit would move to £175 000.
This is welcome news for a small number of borrowers, however it is important that people do not mistake the headlines and simply believe there is now a state-sponsored safety net in place for those who struggle with their mortgage because of accident, sickness or unemployment.
Sara-Ann Burgess, Managing Director at
In the first instance, Burgess said those eligible to claim would still have to pay their mortgage for the first 13 weeks, before they were able to claim any help. Three months is a long time and even if lenders were prepared to work with borrowers if they fall behind on their payments, avoiding the debt mounting to unserviceable levels would be very difficult indeed.
Burgess also said that there was only a very small percentage of people eligible for the ISMI benefit, which is only open to those on Income Support, Pension Credit and income-based Jobseeker's Allowance.
Indeed she worried that many people seeing all of the headlines may fail to read further into the issue and simply assume that the government has taken steps to provide cover for them.
"If people really want to look out for both themselves and their families, then relying on the ISMI changes is a very dangerous approach indeed," says Burgess. "Looking out for the flexible and good value policies now available in the market is the only way people can be sure they are covered from the first day they are unable to work and that they will have money to pay the bills."