Browsing Category: "Financial Press Release"

Texas Mortgage and Refinance Launches New Website

Wednesday, September 24th, 2008 | Financial Press Release

Texas Mortgage and Refinance, an experienced mortgage brokerage firm, launched its new company website in July of this year

Dallas, Texas (PRWEB) September 16, 2008 -- Texas Mortgage and Refinance, an experienced mortgage brokerage firm, launched its new company website in July of this year. The website offers the lowest interest rates in Texas, along with experienced Texas mortgage broker specialists who provide fast service for Texan homeowners and home buyers.

Texas Mortgage and Refinance offers Texans the opportunity to find Dallas mortgage loans, to refinance their current Dallas home loan and to consolidate their debts. Having been in business for several years, this Dallas mortgage lender is noted for the low interest rates they offer and the superior service they devote to each client. Their Dallas mortgage offerings are developed keeping in mind their goal of helping Dallas consumers purchase homes.

Providing low Dallas mortgage rates to their customers is Texas Mortgage and Refinance's number one goal. In order to achieve this goal, they offer a free online consultation service, allowing interested parties to enter information that Texas Mortgage and Refinance then uses to make a rate quote customized to the client's needs.

Texas Mortgage and Refinance also specializes in Dallas mortgage loan refinancing. Analyzing recent market trends for a falling Dallas mortgage rate, Texas Mortgage and Refinance leverages that knowledge of interest rates into Dallas, Texas mortgage restructuring so that home owners can save money over the life of their home loans.

Debt consolidation can also occur at the same time a client refinances their Dallas home loans with an experienced Dallas mortgage broker at Texas Mortgage and Refinance. Faced with a money crunch caused by the overuse of credit cards, homeowners look to Texas Mortgage and Refinance for their high level of customer service in producing refinance options that allows them to take equity out of their homes and use it to pay down credit card and other debt. The expertise that the brokers at Texas Mortgage and Refinance bring to this task is highly valued by their satisfied customers.

The high level of customer service that one receives in person is equally applied to the online applications received by Texas Mortgage and Refinance. Offering the lowest rates for Dallas home loans, fast service, years of experience, debt consolidation and refinancing, Texas Mortgage and Refinance provides professional service by looking out for their client's best interests in every real estate financial transaction.

About Texas Mortgage and Refinance:
Texas Mortgage and Refinance is a Dallas, Texas mortgage lender offering the lowest interest rates in Texas and serving the greater Texas area. They offer home loans, refinancing and debt consolidation.


Financial Literacy Expert Shows Grandparents How To Teach Grandchildren About Money

Wednesday, September 24th, 2008 | Financial Press Release

Beacham Authors New "Money Savvy Grands" Advice Column for Grandparents. Grandparents are hungry for the opportunity to teach their grandchildren about money. Why? "They want to do a better job with their grandchildren than they did with their own children," states financial literacy expert and award-winning columnist Susan Beacham.

Lake Bluff, IL (Vocus/PRWEB ) September 16, 2008 -- Grandparents are hungry for the opportunity to teach their grandchildren about money. Why? “They want to do a better job with their grandchildren than they did with their own children,” states financial literacy expert and award-winning columnist Susan Beacham.

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To help grandparents talk to their grandchildren about money, Beacham launched a new column this week, Money Savvy Grands. This new financial advice column is featured on, an on-line gathering place for women over 55. This new thought-provoking column highlights financial literacy and money management challenges faced by grandparents as they relate to their grandchildren.

Beacham, who leads grandparent workshops, regularly sees how much grandparents want to give their grandchildren financial literacy tools as gifts or to give to their own children to make the choice. "Grandparents are in a unique position when it comes to their grandchildren,” notes Beacham. “They don’t want to critique the parents’ style of parenting; rather they want to support it. Money education is a great place to interject that support. Grandparents have the experience and the time, and parents are happy to get the extra help."

Beacham grew up with her grandmother and understands the power a grandparent has when delivering a message. "Grandparents are unconditional when they educate their grandchildren. It makes the message easier to embrace," says Beacham.

Susan Beacham is the founder of Money Savvy Generation and creator of the beloved Money Savvy Pig®, a patented four-chambered bank which teaches children the power of delayed gratification through money choices and goal-setting. She is also a financial expert, speaker, award-winning, nationally syndicated columnist and most recently co-authored The Millionaire Kid$ Club children’s book series on money with financial expert Lynnette Khalfani-Cox. Her company, Money Savvy Generation, develops innovative products and services to help parents and educators teach kids the skills of basic personal finance. For more information, please visit the Money Savvy Generation website at or visit her blog at is the vision of Bonnie Price, Founder of Silver Vixen Enterprises, LLC, to combine her enjoyment of this stage of life and her delight in meeting and connecting fun, interesting women. Bonnie is the "After 55" columnist and blogger for She is also the author and leader of the acclaimed workshop IT'S REINVENTION, helping women proactively plan the next phase of their lives.


Online & Mobile Banking Operations Gain Popularity Among Customers, According to a New Report by Global Industry Analysts

Wednesday, September 24th, 2008 | Financial Press Release

Worldwide banking industry is anticipated to make rapid strides, driven by the growing consumer demand for technologically advanced, convenient, easy to use, effective, and affordable products and services. Relatively lower penetration rates in emerging markets of Asia-Pacific, Latin America and Eastern Europe are expected to offer growth opportunities for market participants.

San Jose, California (PRWEB) September 16, 2008 -- Worldwide, banking industry has been evolving and adapting to changing economic, and geopolitical equations. While the penetration of banking operations is high in developed countries, low penetration rates in emerging economies are expected to translate into vast growth opportunities for players in the banking sector. Banking system in Asia is on a new high with majority of the countries witnessing favorable economic growth. Similar vibrancy is visible in Eastern Europe, despite concerns related to rising unemployment levels.

Rising investments in the field of information technology (IT) solutions are anticipated to play a major role in improving the efficiency and effectiveness of banking industry operations. Software, professional services and outsourcing services are three major focus areas for banking industry players. With cost containment being a major issue facing the industry, banks are adopting stringent financial disciplinary measures to ensure the same. Outsourcing is one such measure adopted by the banking sector, whereby banks seek to cut costs by outsourcing operations to low-cost offshore destinations.

Online banking is one of the most prolific growth sectors in the overall banking industry, driven primarily by the rising consumer demand for convenient banking transactions. Technological advancements and faster transaction processing are contributing to the growth of online banking market, including online credit card payments sector. Despite rising popularity, online banking services are presently used for limited operations such as checking account balances and transfer of funds. Banking through mobile phones is another growth sector for the industry, fostered by the convenient and affordable nature of mobile banking services. With penetration of mobile phones rising exponentially across the world, mobile banking services are set to gain popularity among consumers.

A variety of bankcards are in use across the world, including credit cards and debit cards. Credit cards market is characterized by high degree of competition owing to relatively lower entry barriers. Growth in the market is significantly influenced by factors such as consumer willingness to borrow, ease of access to credit, and lack of debit card legacy. United States, Asia-Pacific and Europe constitute major markets for credit cards. The relatively lower level of credit card utilization in Asia-Pacific and Eastern Europe offers enormous growth opportunities for the sector.

Automated Teller Machines (ATMs) represent one of the most flexible banking products in use today. Developed initially to cut operational costs, ATMs have emerged as a significant technological investment made by commercial banks, assisting in easing congestion at bank counters. ATM usage has been on a rise on account of increased customer acceptance, and expansion of EFT networks. Apart from conventional function of cash withdrawal, present day ATMs perform additional functions such as cash checking, check imaging, dispensing event tickets, stamps, coupons, phone cards, printing graphical documents, among others.

The report titled "Banking: A Global Outlook" provides a collection of statistical anecdotes, market briefs, and concise summaries of research findings. Annotated with 150 information-rich tables presenting market data findings, and analytical research projections, the entire discussion builds a macro-level perception of the industry in its totality (regional & global). The global market discussion offers quantitative insights into world banking revenues, global assets of leading banks, online banking market by number of users, online payments market by percentage of credit card payments and number of ATM terminals in select regions, among other parameters. Major regional markets discussed include the US, Canada, Japan, Europe, France, Germany, Italy, UK, Russia, Asia Pacific, Latin America, and Middle East/Africa. The report includes an indexed, easy-to-refer, fact-finder directory listing the addresses, and contact details of 3,037 companies worldwide.

For more details about this research report, please visit

About Global Industry Analysts, Inc.
Global Industry Analysts, Inc., (GIA) is a reputed publisher of off-the-shelf market research. Founded in 1987, the company is globally recognized as one of the world's largest market research publishers. The company employs more than 700 people worldwide and publishes more than 880 full-scale research reports each year. Additionally, the company also offers a range of more than 60,000 smaller research products including company reports, market trend reports and industry reports encompassing all major industries worldwide.

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