Browsing Category: "Financial Press Release"

Vertrue Incorporated Gives Tips on Taking Advantage of Flexible Spending

Sunday, September 21st, 2008 | Financial Press Release

Vertrue Says, Keep Finances Limber With Flexible Spending Accounts

Norwalk, Conn. (PRWEB) September 15, 2008 -- Vertrue Incorporated, a leading consumer services marketing company, wants to help make it known that properly using flexible spending accounts can keep overall finances healthy, limber and adjustable.

Vertrue Incorporated Gives Tips on Taking Advantage of Flexible Spending
Vertrue Incorporated Gives Tips on Taking Advantage of Flexible Spending

So what is a flexible spending account (a.k.a. FSA) anyway? By definition, an FSA is a tax-favored program offered by employers that allows their employees to pay for eligible out-of-pocket healthcare and dependent care expenses with pre-tax dollars. And these accounts offer immediate discounts on such expenses that equal the taxes otherwise paid on that money.

Vertrue wants to help its members keep their finances in shape by providing handy tips on smart flexible spending account habits. Like many things in life, saving money using flexible spending requires thinking "outside the box." Vertrue understands that, and it has some tips on how to get creative while still keeping an eye on the bottom line.

-- Here comes that rainy-day feeling. Saving money for a rainy day is one way to do things; how to spend it once it's saved is decidedly another. While the federal government doesn't place an actual limit on how much can be saved with a flexible spending account, there is an important caveat: Anything that isn't spent or used by the end of the year is forfeited. So while it's probably not the best idea to save excess funds for an end-of-year shopping spree, it can't hurt to have a back-up plan.

-- Name that swoon. When it comes to what's reimbursable, it pays to do some research. Certain medical procedures and treatments (e.g., acupuncture, massage therapy and chiropractic care) may be eligible for reimbursement. Talk to health professionals and insurance companies if such procedures are called for. Be prepared to pay for any and all non-emergency medical procedures, but there still may be a pleasant surprise or two waiting, depending on the insurance carrier.

-- Make it count. Today's flexible spending accounts do a pretty good job of living up to the name: "Financial flexibility" is such that proper planning and forethought should nearly take forfeitures out of the equation. That's why it pays to plan ahead, readying potential "extras," such as elective surgeries, wellness visits to the doc and the like. Keep a close eye on the account, and try to ensure that nothing is squandered.

-- It's a family affair. Many companies offer dependent-care flex spending accounts. And these may allow employees to set aside pre-tax dollars to cover things like day care expenses for dependents -- even elder care in some cases.

Remember that knowing how to make financial flexibility work is a lot like keeping fit and limber physically: It's all a matter of developing good habits and sticking with them, suggests Vertrue Incorporated.

About Vertrue Incorporated:
Headquartered in Norwalk, Conn., Vertrue Incorporated is a leading Internet marketing services company and premier marketing partner to corporate clients. Vertrue, through its various subsidiaries, gives consumers access to services that offer substantial discounts and convenience for important decisions in their everyday lives. The services offered by the Vertrue family of companies span healthcare, personal property, security/insurance, discounts and personals and are offered online through an array of marketing channels. Partners can enhance market presence, strengthen customer affinity and generate additional value through programs offered by subsidiaries of Vertrue.


120 Applicants to be Selected for Turnkey Home Business Opportunity

Sunday, September 21st, 2008 | Financial Press Release

Ty Coughlin has earned a fortune through his series of Web-based businesses, and has recently automated his most successful business model so that it can generate revenue with almost no maintenance or intervention. He is now seeking 120 qualified applicants on his Web site at to join him in this lucrative and proven money making opportunity.

(PRWEB) September 16, 2008 -- Every year, thousands of new entrepreneurs buy into what they think is a turnkey home business opportunity, only to discover that what they've really purchased is an expensive set of instructions on how to start their own companies. Ty Coughlin was aware of these bait-and-switch operations long before he started his own successful entrepreneurship, so he understands how important it is to inform visitors thru the Web site,, that his entrepreneurial opportunity is vastly different.

Ty Coughlin
Ty Coughlin

Coughlin is looking for 120 motivated applicants from all walks of life to join him in expanding the turnkey home business that paid for his luxurious oceanfront home in Hawaii and allows him to make six figures per month while working only a few hours each week. He has established an e-mail contact form on for anyone who is serious and truly interested in learning more about how to be considered for this home business income opportunity.

What distinguishes the opportunity at from most other automated home business online is that Coughlin's model is an automated system for your home business. Participants are provided with a comprehensive array of Web-based tools, marketing materials and sources for pre-qualified leads. Many other work-from-home opportunities require their users to build their own Web sites, find their own leads and promote their businesses all on their own.

"I'm not some information-selling guru who wants to sell you useless information products," explains Coughlin. "I'm going to show a select group of people exactly how this automated system for your home business can work. This system will work for anyone; as long as you have a home computer and know how to check your e-mail, this system will work for you."

The user-friendly interface of Coughlin's computer home based business system is a critical element of its accessibility to all interested entrepreneurs. No special skill, experience or education is required of qualified applicants to the program. Only a basic understanding of Web browsers and e-mail applications is necessary. Comprehensive training and mentoring resources are provided to all applicants who are approved. After you have had a chance to review the information sent to you, there is a $50.00 application fee if you want to be considered. The $50.00 fee is refundable if you are not approved. Coughlin comments, "This is only set up to avoid applicants who are not serious about starting a home based or internet business. We find this effectively weeds out the people who are just tire kickers."

To learn more about how you can establish an automated system for your home business, you may get the information sent to you immediately by going to:

About is a Web site where ambitious entrepreneurs can get resources and information on a proven turnkey home business capable of generating six-figure profits. Anyone interested in making money while working from home, regardless of their experience in business or with computers, can apply to participate in this exclusive opportunity.


Institute for Financial Literacy Announces Winners of the 2008 Excellence In Financial Literacy Education (“EIFLE”) Awards

Sunday, September 21st, 2008 | Financial Press Release

The Institute for Financial Literacy announced the winners of the 2008 Excellence In Financial Literacy Education ("EIFLE") Awards at the Annual Conference on Financial Education in Atlanta, Georgia on September 10, 2008. The EIFLE was created to acknowledge innovation and quality of financial literacy education efforts and the commitment of those that offer them.

Atlanta, GA (PRWEB) September 16, 2008 -- The Institute for Financial Literacy is pleased to announce the winners of the 2008 Excellence In Financial Literacy Education ("EIFLE") Awards, which were presented in Atlanta, Georgia on September 10, 2008 at the Annual Conference on Financial Education. The EIFLE was created to acknowledge innovation and quality of financial literacy education efforts and the commitment of those that offer them. Awards were given in the following categories:

Educator of the Year: Dr. Julie Heath of the University of Memphis.

Organization of the Year (Not for Profit): InCharge® Education Foundation, Inc.

Organization of the Year (For Profit): Zions Bank®.

Institutional Book of the Year in the Money Management Adult Category: More Than Money Matters™ by Thrivent Financial for Lutherans.

Institutional Book of the Year in the Money Management Children Category: It's a Habit, Sammy Rabbit! by Sam X. Renick.

Trade Book of the Year in the General Adult Category: That's What It Means! - A Practical Guide to Everyday Finance Terms by Peter Woan.

Curriculum of the Year in the General Children Category: It Just Adds Up by Sue Lynn Sasser

"The Excellence In Financial Literacy Education Award recognizes the hard work and effort of the individuals and organizations trying to improve Americans' financial literacy" said Leslie E. Linfield, Executive Director of the Institute for Financial Literacy. "This work has become increasingly relevant to Americans over the past year, and the Institute is pleased to help raise the visibility of these efforts through the EIFLE Award."

The Institute for Financial Literacy is a tax exempt non-profit organization whose mission is to make effective financial literacy education available for all American adults. The Institute accomplishes its mission by working with organizations to incorporate financial education into their existing services. The Institute also provides direct delivery of financial counseling and education to the general public. As the national authority on adult financial education, the Institute advances professionalism and effectiveness in the field of financial literacy by setting the National Standards for Adult Financial Literacy Education™, hosting the Annual Conference on Financial Education™, maintaining the Library of Personal Finance™, and administering the Center for Financial Certifications® and the Center for Consumer Financial Research™. For more information please contact us at 207-879-0389 or visit our website at