Few experts would recommend dieting or overcoming a bad habit without a
solid support structure of friends and family. So why should
self-improvement centered on personal finance be any different? In fact,
judging by user success at Geezeo (
collaborating with friends on how to budget hard-earned money can
actually lead to better decision-making. Today, to make it even easier
to encourage the involvement of friends and peers in getting your
financial house in order, Geezeo has introduced its new "
and "Friend" features.
Geezeo's Feed allows you to selectively share financial events, both
good and bad, with the broader Geezeo community. Opened a new credit
card in order to buy a hot pair of shoes? Let your network see it, and
give you words of encouragement you need to get back on the financial
wagon. Resisted the long weekend in Vegas to pay down a student loan?
Share your story of financial will power to get some positive
In addition to its Feed, Geezeo introduced the Friend feature to give
users with similar financial goals an easier way to track each other’s
successes and failures. Groups of users tracking their finances can have
fun tracking their friends' spending habits.
"As the term ‘social finance’
implies, Geezeo is at its best when we give users the tools they need to
interact with each other,” explains Peter
Glyman, Geezeo co-founder. "The Friend and Feed features are a natural
extension of the Geezeo-based friendships that rose organically through
our Goals and Groups features. Geezeo’s Feed
and Friend features provide yet another level of sharing, discussion and
transparency into consumer spending, vendor pricing and financial
Shawn Ward, Geezeo co-founder, added, “Geezeo
has a wide variety of tools for managing and monitoring financial
accounts, from Tags to Confessions to Mobile. But what sets us apart
from others is our firm belief that social finance is not about free
online tools, but about the sharing of financial goals and insights
across a like-minded community."
As with all information accessed and posted via Geezeo, the Friend and
Feed features are highly secure, with users in complete control of what
they display in their Feed and share with their Friends.
"We're excited to see how Geezeo users maximize these new features,"
adds Ward. "Many Geezeo users have picked up budgeting tips and
money-saving strategies that they wouldn’t
have found elsewhere. After all, it’s not what
you know but who you know that often matters most."
social finance company that combines free, easy-to-use online personal
finance tools with the power of social networking to provide the
resources, information and motivation consumers need to achieve their
financial goals. Geezeo was the first social finance site to offer users
text message access to all of their account balances and to aggregate
all of a customer’s financial data on to a
single platform. In April 2008, Geezeo became a member of TheStreet.com
network of sites.
Roni Deutch, known as The Tax Lady, has nominated managing attorney Justin Hein to a seat on the IRS' private-sector advisory panel. Hein hopes to be considered as he looks forward to providing the IRS feedback on tax administration.
North Highlands, CA (
"It is a such an honor to be nominated by Roni and considered for the IRS's advisory council," notes Hein. "While working at the law firm, I have seen countless opportunities for the IRS to improve the way they conduct business with the American taxpayer. If selected, I look forward to working with the entire panel, to identify these current weaknesses and suggest changes that will benefit both taxpayers and the IRS."
Mr. Hein has long been interested in taxes and tax law, even before becoming a part of Ms. Deutch's law firm. In his educational career, Hein obtained his Bachelor of Science degree from the University of Wisconsin, before earning his Juris Doctorate from the University of Wisconsin Law School. He moved to California in 2005, when he joined Roni Lynn Deutch, A Professional Tax Corporation. In the relatively short time he has been with the firm, he has represented thousands of clients and overseen dozens of improvements to how the firm handles case management and client service.
"I am excited to nominate Mr. Hein for a seat on this prestigious panel," claimed Deutch, founder. "Justin is always seeking new ways to improve everything our firm does, be it efficiency, communication, or just completely new systems for handling our cases and clients. Justin also makes for a good candidate because of his extensive knowledge of and experience in the tax resolution industry."
The IRSAC is composed of a 30-person featuring diverse members of the tax community including tax attorneys, certified public accountants (CPAs), enrolled agents, enrolled actuaries, appraisers, tax practitioners, and other business representatives. It provides a forum for IRS officials and these representatives of the tax industry to discuss relevant tax administration issues. Ultimately, the Council advises the IRS on issues that have a substantive effect on federal tax administration. It does this by reviewing existing tax policy, offering constructive criticism of current or proposed policies and procedures, and suggests operational improvements on particular issues having substantive effect on federal tax administration. The IRS began accepting applications on May 1, and will stop on June 16. IRS Commissioner Doug Shulman will appoint the new members to three-year terms in January 2009.
"The IRSAC plays a vital role by ensuring that executives at the IRS have feedback about how our policies and actions affect the private sector," claimed Shulman.
Millions of people recognize tax attorney
Roni Lynn Deutch, A Professional Tax Corporation is the nation's largest tax resolution law firm and focuses on negotiating with the IRS on their client's behalf. Since she first opened her firm it has been Roni's ongoing goal to provide competent and professional services to the millions of innocent taxpayers that find themselves in trouble with the IRS.
About Roni Lynn Deutch, A Professional Tax Corporation
Roni Lynn Deutch, A Professional Tax Corporation is a nationally recognized law firm that has been helping clients find solutions to their back tax liabilities for over sixteen years. To find out more about the firm or its IRS tax relief services, visit their website at RoniDeutch.com or call 1-888-TAX-LADY. To learn more about The Tax Lady Roni Deutch you can visit her blog or Avvo profile.
Roni Lynn Deutch, A Professional Tax Corporation
877-232-8477 Ext. 1914
The party is over. Americans stuffed themselves on debt for two decades. They bought bigger houses and they spent with abandon at Wal-Mart and the mall. And how did they pay for it? By opening credit cards; Americans hold four cards each on average.
Advice from expert financial credit counselors help debt ridden Americans deal with their credit debt in a tough economy. Author and credit counselor Howard Dvorkin offers insights to how people can rein in their debt.
Fort Lauderdale, FL (
The statistics are harrowing--borrowing from cards and other unsecured lines of credit rose an annualized 11.3% in November to $937.5 billion, according to the Federal Reserve. Consumer credit increased by $15.3 billion in March, to $2.56 trillion, the biggest monthly rise since November 2007 and more than double the amount it increased in February, not including home equity loans.
"Many people who call for help don't qualify because they have waited too long to contact us. There seems to be no sense of urgency," says Howard Dvorkin, founder of
Consolidating debt vs. Debt settlement
When people find themselves falling behind on their day-to-day payments and spiraling deeper into
Debt settlement companies work in a different manner. Most people who contact a debt settlement company have waited much too long and are in collections. Some debt settlement companies will tell them to stop paying their bills and instead put the money they save into a trust - which the debt settlement company sets up. Once they save the negotiated amount of money that they owe the debt is paid off but their financial woes are not over. The company takes a hefty fee and they also harm the person's credit score. Most people will also likely get taxed on the difference that they owed and the amount settled upon. The IRS will send a 1099 form and they will be responsible for paying taxes on that money.
Debt settlement companies are better for old debts that must be paid off; they are best used only when people are most desperate. A credit counseling agency benefits those with recent debts and it may also help with credit scores because the people in counseling are paying off the debt they owe, not missing payments.
Take Charge of your Debt:
No one is alone during these volatile times. Thousands of Americans are facing debt, foreclosure and other financial adversities. The longer they wait the more serious their situation will become. If they are only making the minimum payments on their credit cards then they will be paying them off for what could be years and most of their money will be going toward the interest.
"If a person decides not to make payments then they will face debt settlement or bankruptcy and they will be crippling their credit score. They should contact someone who can help. At the very least they will get feedback on their financial situation and a few suggestions on what they can do to remedy their debt," advises Dvorkin.
About Consolidated Credit Counseling Services, Inc.:
Headquartered in Ft. Lauderdale, Florida, since 1993, Consolidated Credit Counseling Services' mission is to assist families in ending financial crisis and solving money management problems through education and professional counseling. The firm is a nationally recognized, federally approved, non-profit, tax-exempt organization.