Browsing Category: "Financial Press Release"

New Consumer Advocacy Group Promises to Assist with Credit and Financial Recovery, Rebuilding and Maintenance

Wednesday, May 28th, 2008 | Financial Press Release

The National Association for Credit Responsibility and Advocacy (NACRA) was founded in 2007 by Luis O. Rodriguez and is headquartered in Coral Springs, Fla. NACRA is a consumer-friendly association whose mission is to help consumers recover, rebuild, and then maintain their good credit and good name. As part of their "Credit and Financial-Direction and Protection" plan, NACRA provides benefits and services dedicated to accomplishing and realizing this goal. To learn more visit www.nacraonline.org or call 954.340.5894.

Coral Springs, Fla. (PRWEB) May 19, 2008 -- Last year over two million people filed for personal bankruptcy, foreclosures jumped 75% to more than 2.2 million filings, and unemployment claims surged in the latest weeks to the highest level since September 2005. These adverse economic conditions coupled with a study conducted by the PIRG (Public Information Group), of Washington, D.C., which revealed that 79% of credit reports contained either serious errors or mistakes of some kind, are indicative of a consumer credit crisis.

NACRA LOGO
NACRA LOGO

In tough economic times, people who are qualified to receive credit that will help stimulate the sluggish U.S. economy find themselves being denied loans, insurance, and employment opportunities because of inaccurate and negative credit information being made available by credit reporting bureaus.

A new consumer advocacy organization, The National Association for Credit Responsibility and Advocacy (NACRA), based in South Florida has been founded with the singular goal of helping consumers recover, rebuild, and then maintain their good credit and name by providing members with benefits and services in order to build a 'Credit and Financial-Direction and Protection' plan for them, moving forward.


"Consumer credit scores have taken on even more importance in a consumer culture and economy increasingly based on credit use," commented NACRA founder Luis O. Rodriguez. "By employing affiliated attorneys, experienced in consumer law to audit members credit reports, our members are provided with legal representation to the three major national credit bureaus as well as debt collectors and others in removing inaccurate and negative items from their credit reports."

"The difference of having an experienced consumer law attorney working for members through this process is invaluable and will make all the difference in their lives and their financial future, moving forward," pointed out Rodriguez.


This expert legal representation forNACRA members is just one powerful component of several that distinguishes NACRA from credit recovery services. By offering Free ID theft protection and credit monitoring, Financial Education and Guidance, Tax Advice- Preparation and Audit, Legal Representation, and many more benefits and services bundled into their membership, NACRA ensures that the culmination is a financially healthier, stable, and educated consumer, ready and prepared to successfully re-join the credit economy.

"I understand how difficult, frustrating, and time consuming it can be dealing with the credit bureaus and I wanted to create a service people could turn to for guidance, assistance, and answers," said Rodriguez. "We are really excited about moving forward with our other consumer-minded services, such as I.D. Theft Protection and Credit Monitoring."

NACRA also has an online resource library of articles about credit scores, credit reports, identity theft and debt, among others. This resource is meant to answer important questions consumers have regarding their credit and will be available for use by non-members as well at www.nacraonline.org.

More information about NACRA
The National Association for Credit Responsibility and Advocacy (NACRA) was founded in 2007 by Luis O. Rodriguez and is headquartered in Coral Springs, Fla. NACRA is a consumer-friendly association whose mission is to help consumers recover, rebuild, and then maintain their good credit and good name. As part of their "Credit and Financial-Direction and Protection" plan, NACRA provides benefits and services dedicated to accomplishing and realizing this goal. To learn more visit www.nacraonline.org or call 954.340.5894.

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It’s Not You Darling, It’s Your Money

Tuesday, May 27th, 2008 | Financial Press Release

Financial security and independence really does buy freedom for Brits according to a survey from Kaupthing Edge, the online retail financial services offering of Iceland's largest bank, Kaupthing and its UK subsidiary, Kaupthing Singer and Friedlander.

(PRWEB) May 18, 2008 -- Over 955,000 Britons would leave their partner if financially independent.

  • Almost a third (29%) would leave their jobs if they had enough money.
  • A nation on the move, (41%) of people would travel the world with financially security.

Financial security and independence really does buy freedom for Brits, according to a survey from Kaupthing Edge, the online retail financial services offering of Iceland's largest bank, Kaupthing and its UK subsidiary, Kaupthing Singer and Friedlander.

Nearly a third of Britons state they are reliant on their partner or spouse for financial security (30%), but it seems that not all these relationships are based on love. Over 955,000 Brits would leave their partner if they were financially secure for life. Love appeared to falter in the older age group with 346,000 Brits saying they would leave their partner compared to only 135,000 of 18-34 year olds.

Britons are certainly a society on the move with (41%) of people saying they would travel the world and a further (29%) leaving their job if they had financial security. Nearly a third of men (28%) believe the grass is greener in another country and would move abroad compared to less than a fifth (18%) of women.

However our dreams of financial security are a far cry from reality. Of those Britons who do have money left over at the end of each month, (53%) do not maximise their savings and leave their money languishing in a low interest account rather than transferring to a high interest savings account.

Ashley Whittaker, Head of Retail Savings at Kaupthing Edge comments: "And while it doesn't really matter what people want to do with financial freedom it is crucial to take a closer look at your finances. Kaupthing Edge currently offers instant access to your savings at a competitive rate of 6.5% AER and rate guarantee of 0.3% above base rate until 2012."

The account is available in the UK at: www.kaupthing-edge.co.uk Please see www.kaupthingedge.com for Kaupthing Edge across Europe.

Key product details:

Instant Access Savings Account

  • 6.5% AER
  • Rate guaranteed to be min 0.3% above base rate until 1ST February 2012
  • Min balance: £1,000
  • Max balance: £1 million (across all accounts)
  • No tie ins or charges
  • 24-hour online access

Fixed Term Deposit Accounts

  • 6 month term account: 6.8% AER
  • 12 month term account: 6.86% AER
  • 36 month term account: 6.70% AER
  • 24-hour online access
  • Min balance: £5,000

About Kaupthing Bank
Kaupthing Bank offers comprehensive commercial and investment banking services to individuals, companies and institutional investors. The Bank's key markets are Iceland, Denmark and the United Kingdom. The Bank focuses on the growth and development of its international activities and is a leading investment bank in northern Europe.

Kaupthing Bank operates in thirteen countries with its headquarters located in Reykjavík. The Bank's main subsidiaries are FIH Erhvervsbank in Denmark, Kaupthing Singer & Friedlander in the United Kingdom, Kaupthing Bank Sverige in Sweden, Kaupthing Bank Luxembourg, Kaupthing Bank Oyj in Finland, Norvestia Oyj in Finland, Kaupthing New York, Kaupthing Asset Management in Switzerland and Kaupthing Norge in Norway. The Bank also has activities in the United Arab Emirates (Dubai) and Qatar. Kaupthing Bank employs c. 3,000 at Kaupthing Bank and its subsidiaries. www.kaupthing.com

About Kaupthing in the UK
Kaupthing Singer and Friedlander Limited offers integrated financial services to companies, institutional investors and individuals. These services include Corporate Banking, Investment Banking, Asset Management, Treasury, Asset Finance and comprehensive wealth management for Private Banking clients.

Kaupthing Edge is the trading name of Kaupthing Bank hf, Kaupthing Singer and Friedlander Limited's online retail financial services offering and has been launched to complement the Bank's existing portfolio of products and services across its geographic markets.

About the research:
The research was undertaken by Opinium Research LLP on behalf of Kaupthing Edge. Research was based on a survey of 2002 GB adults between 22nd and 25th January 2008. All information weighted to nationally representative criteria.

For further information about Kaupthing Edge Savings Product: please contact Lansons Communications

Billie Clarricoats
0044 207 294 3688 or 00 44 (0) 7970408411

Anna Schirmer:      
00 44 207 294 3605 or 00 44 (0) 7765567842

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Dallas Real Estate Company Offers Mortgage Relief

Tuesday, May 27th, 2008 | Financial Press Release

"Boulevard Real Estate" of Dallas, Texas facilitates home buyers flexible financing. With Dallas mortgage companies closing their doors on flexible financing for residential real estate, Boulevard Real Estate, a Dallas Real Estate Company, has finally found a way out.

Dallas, TX (PRWEB) May 19, 2008 -- After months of suffering by potential home buyers, Boulevard Real Estate, a Dallas Real Estate Company, finally brings a new solution offering relief to potential real estate buyers. As their real estate company is located in Dallas, Texas, their new subprime packages cover the Dallas, Fort Worth and surrounding areas.

Dallas Real Estate
Dallas Real Estate

Now a person shopping for a home can obtain a 100% mortgage with credit scores as little as 550. In addition, their rates are fixed rates and are currently in the 5-6% range depending on their scores.

With these programs available, virtually anyone shopping for a home in or around the Dallas, Texas area is now able to beat the obstacles that were presented by real estate and mortgage companies. These Dallas real estate programs are government backed and are only available to those who can qualify. Now here are the highlights and main qualifying criteria:

- Minimum credit mid score 550
- Up to $271,000.00
- 30 Year Loan
- This is a Fixed Rate Program
- Rates start at 5.5%
- 100% Financing
- No down payment
- No out of pocket closing costs
- Allowed one 30 day late 12 months or one 90 day late 24 months
- Medical bills / medical collections don't count against the buyer.
- Maximum Debt to income ratio is 43%

In addition, these programs do not limit the buyer to any listings and they cover any Dallas real estate for sale. So, whether the property is listed by a bank, investor, Realtor or by owner, this program covers it all.

"Boulevard Real Estate" will begin approving buyers starting June 1, 2008.

For additional information on this program please, contact Crissy Elizondo at 972.999.1333 or visit Boulevard Real Estate of Dallas

About Boulevard Real Estate Company:
Boulevard Real Estate is a Dallas, Texas Real Estate Company that was founded in 2003 with offices conveniently located in the North Dallas area.

Contact:
Crissy Elizondo, Director of Marketing
Boulevard Real Estate   
972.999.1333
Dallas real estate

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