Browsing Category: "Financial Press Release"

Consumers Must Turn to PPI for Financial Bail Out

Tuesday, October 14th, 2008 | Financial Press Release

It might be easy for banks to get a financial bail out from the Government when they fall on hard times, but it won't be so easy for consumers to do the same, warns PPI lobbyist Sara-Ann Burgess from Burgesses.

Braintree, Essex (PRWEB) October 9, 2008 -- It might be easy for banks to get a financial bail out from the Government when they fall on hard times, but it won't be so easy for consumers to do the same, warns PPI lobbyist Sara-Ann Burgess from Burgesses.

Sara-Ann Burgess, MD Burgesses
Sara-Ann Burgess, MD Burgesses

Sara-Ann's comments follow news that RBS, Barclays and Lloyds TSB met Chancellor Alistair Darling this week to discuss "fundraising" or rescue plan proposals. She queries: "It's all very well being able to secure billions of pounds of extra funding from the Government during these recession-hit times, but will customers struggling to meet their debts secure the same financial lifelines?"

With the UK economy already in recession and predictions that unemployment could rise by 350,000 next year and top the two million mark, consumers are being urged to guarantee their own financial bail out via Payment Protection Insurance.

Sara-Ann continues: "No other insurance product offers a financial lifeline in the same way. It will pay out should you lose your job, become sick or have an accident, and meet your monthly debts for up to a year. There are a wide range of providers offering PPI and it's acknowledged that the most competitive premiums can be sourced via independent firms where costs are often 10 x cheaper for loan protection, four times for mortgage and five times for income."

Standalone provider British Insurance offers cover that's been awarded five stars by specialist researchers and is sourced using A-rated insurers. Prices for loan, mortgage and income protection start at £3.40 per £100 of unemployment cover and £3.90 for accident, sickness and unemployment.

Sara-Ann concludes: "Every day we're hearing that share prices are falling, profits are slumping and job losses are looming. Already this week LSUK has announced 680 redundancies, Focus DIY 750 and Accenture 400 and the British Chamber of Commerce tells us confidence has collapsed in the manufacturing and service sectors.

"The economic slump will continue to spiral out of control and whilst no one should sell their products through fear, the statistics are compelling. Everyone's job is at risk and consumers need a self-help financial package to support them should something happen to interrupt their income. The Government and banks won't bail them out, so they should turn to independent PPI providers."

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BCM Launches CTA Database For Managed Futures Investors

Tuesday, October 14th, 2008 | Financial Press Release

Balarie Capital Management recently announced that they have launched a free CTA database that tracks several hundred Commodity Trading Advisors. The CTA database allows individual and institutional investors (family offices, endowments, pensions) to view performance data on several hundred different Commodity Trading Advisors from all over the globe. Each CTA program contains 2 full pages of performance results, statistical data, and comparison analysis. In addition, database subscribers can search for specific managers based on specific criteria or combine managers to create their own custom portfolios.

Chicago, IL (PRWEB) October 9, 2008 -- Balarie Capital Management recently announced that they have launched a free CTA database that tracks several hundred Commodity Trading Advisors. The CTA database allows individual and institutional investors (family offices, endowments, pensions) to view performance data on several hundred different Commodity Trading Advisors from all over the globe. Each CTA program contains 2 full pages of performance results, statistical data, and comparison analysis. In addition, database subscribers can search for specific managers based on specific criteria or combine managers to create their own custom portfolios.

"In light of the current market conditions, we feel that investors are searching for ways to diversify their current portfolios," said Emanuel Balarie, Managing Director of Balarie Capital Management. "Our database offers them access to an alternative asset class- managed futures- that can be a valuable tool in adding portfolio diversification, potentially reducing overall volatility and potentially achieving a higher performance than traditional investment portfolios."

With managed futures, investors can generate returns that are non-correlated with their traditional investments. The reason is that Commodity Trading Advisors use different strategies, trade different markets, and implement different trading time frames than traditional stock and bond investments. Because various mangers have different ways of generating returns, there will be managers that can profit and thrive during recessions and bear markets.

Some of the strategies that are currently represented in the database include the following:

  • Trend Following: Trend following is a strategy that simply follows trends based on certain technical indicators, like moving averages and breakouts. CTAs that specialize in this strategy can profit from both rising markets (by being long futures contracts) and declining markets (by being short the futures contracts). Trend followers, however, often do not fare well during choppy or sidewise markets.
  • Counter Trend: This strategy seeks to profit from trend reversals. If you look at charts, you will notice that no market moves continuously up or down. There are often pullbacks and reversals. This strategy seeks to profit from those types of moves.
  • Arbitrage: There are a number of sub-strategies that fall under arbitrage. The most prevalent in the managed futures industry is statistical arbitrage. A simple example of this strategy is if one manager simultaneously purchased gold on one exchange (for a lower price) and sold it on another exchange (for a higher price). This strategy looks to profit from the price difference.
  • Global Macro / Fundamental Focus: Commodity Trading Advisors that trade the markets from a fundamental approach often look at crop reports, weather patterns, and economic data to determine whether to enter a trade. These managers can be implementing any number of strategies- including be short the market

Emanuel Balarie added, "We continue to believe that buy and hold strategies are no longer effective in this market environment. Investors need to consider allocating to alternative investment strategies have the ability to provide them with absolute returns."

In addition to access to the free CTA database, Balarie Capital Management is offering investors a free educational brochure on managed futures. Investors who are interested in receiving additional information should contact BCM.

The risk of loss in trading futures and options contracts can be substantial. You should therefore, carefully consider whether such trading is suitable for you. Past performance is not necessarily indicative of future results.

About Balarie Capital Management: About Balarie Capital Management ("BCM"):
BCM specializes in assisting institutional and high-net worth investors who are interested in investing in managed futures. Our consultative approach, independent research and analysis, and access to over 400 Commodity Trading Advisors, allows us to create custom managed futures portfolios that are designed to meet your specific investment needs.

About Emanuel Balarie: Emanuel is Managing Director of Balarie Capital Management, the managed futures division of Archer Financial Services, Inc. Emanuel works with institutional and high net worth investors regarding their managed futures investments. After graduating from the U.C. Berkeley, Emanuel started his career working for the San Francisco branch office of Merrill Lynch. After working for several other firms, ranging from dealing with commodities, stocks, futures, and alternative investments, Emanuel decided to combine his expertise and industry experience with the financial integrity and resources of Archer Financial Services, Inc.

Throughout his career, Emanuel has been an advisor to clients and institutions on the commodity markets and managed futures. His research has been published in many parts of the world, and he often speaks at national and international investment conferences. Balarie has appeared numerous times on CNBC, and is frequently quoted in dozens of financial publications such as, The Wall Street Journal, Reuters, Marketwatch from Dow Jones, Barron's, MSN Money, and Bloomberg.

Mr. Balarie is also the author of the book, Commodities for Every Portfolio and Editor of CommodityNewsCenter.Com

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Presidential Poll Shows People Considering Bankruptcy Leaning Toward Obama

Tuesday, October 14th, 2008 | Financial Press Release

A new poll conducted by BankruptcyHome.com shows Barak Obama is favored by individuals seeking bankruptcy protection. Conducted in September, the poll questioned over 1200 people who visited www.BankruptcyHome.com and completed a free bankruptcy evaluation form. Respondents provided their opinions on 16 separate questions on topics ranging from the Economy to the War on Terror.

(PRWEB) October 9, 2008 -- BankruptcyHome.com conducted a presidential poll to see how people facing financial difficulties feel about the Democratic and Republican presidential candidates. The results mirrored the national polls that show Democrat Barak Obama with a slight lead. Full poll results are available on the BankruptcyHome.com website.

Almost 75 percent of respondents said that the 2008 presidential election was very important to them. Over 80 percent said that they were very likely to vote.

Visitors to BankruptcyHome.com are provided with helpful information about personal bankruptcy, debt consolidation and rebuilding credit. Recent turmoil in the credit markets has brought economic issues to the foreground of the presidential race and BankruptcyHome.com was curious how its users would vote.

Obama was the choice of 48.17 percent of the over 1,200 respondents when asked witch of the candidates was best equipped to handle the economy. That compares to Republican candidate John McCain, who was favored by only 21.39 percent.

The results mirror polls that show Obama pulling ahead of McCain in the battleground states of Pennsylvania and Michigan. McCain though is still holding slight leads in polls conducted in Indiana and Missouri. National polls have the pair close to even.

Obama was also the choice of 50.74 percent of respondents as the better candidate to handle health-care issues, the only time one of the candidates received more than 50 percent of the response, compared to 21.39 percent for McCain. A medical crisis can be one of the leading causes for families to file bankruptcy.

McCain led his Democratic opponent in one category of the poll. Results show that respondents felt that the Republican was the more experienced candidate.

More information about the poll is available on the BankruptcyHome.com Web site. Full Results of the Poll are available on the Presidential Poll Results page.

More about BankruptcyHome.com
BankruptcyHome.com is a nationally focused website that helps people seeking information about how to file bankruptcy and what to do when they are overwhelmed with debt. The site connects users with an experienced bankruptcy attorney in their area. The bankruptcy lawyer will provide individuals with a free consultation and advise them of the best course of action tailored to their individual case.

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